score8☉ Credit score calculated based on FICO ® Score 8 model. Your lender or insurer may use a different FICO ® Score than FICO ® Score 8, or another type of credit scoreBand Score 8: Listening 35; The Reading test contains 40 questions. Each correct answer is awarded 1 mark. Scores out of 40 are converted to the 9-band scale. Scores